No-fault insurance in New York is governed by which statute?

No-fault insurance in New York is governed by which statute?

• A. New York Vehicle and Traffic Law
• B. New York Public Health Law
• C. New York Transportation Law
• D. New York Insurance Law

Answer: (D)

No-fault auto insurance in New York is governed by the New York Insurance Law. This body of law, specifically Article 51, sets up Personal Injury Protection (PIP) benefits, including medical costs, wage loss, and other economic losses, and establishes the procedures for filing and disputing claims. Vehicle and Traffic Law governs driving rules, licensing, and penalties, while Public Health Law and Transportation Law cover different regulatory areas, not the no-fault framework itself. So the statute most closely associated with no-fault benefits is the New York Insurance Law.

No-fault auto insurance in New York is governed by the New York Insurance Law. This body of law, specifically Article 51, sets up Personal Injury Protection (PIP) benefits, including medical costs, wage loss, and other economic losses, and establishes the procedures for filing and disputing claims. Vehicle and Traffic Law governs driving rules, licensing, and penalties, while Public Health Law and Transportation Law cover different regulatory areas, not the no-fault framework itself. So the statute most closely associated with no-fault benefits is the New York Insurance Law.